*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--nav-h) + 0.75rem);
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  background:
    radial-gradient(ellipse 80% 50% at 10% -10%, rgba(227, 28, 35, 0.08), transparent 50%),
    radial-gradient(ellipse 70% 45% at 100% 20%, rgba(10, 46, 92, 0.1), transparent 45%),
    linear-gradient(180deg, #f7f9fc 0%, var(--cream) 40%, #eef3f9 100%);
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-display);
  line-height: 1.15;
  margin: 0 0 0.75rem;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: -0.02em;
}

p {
  margin: 0 0 1rem;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.section {
  padding: var(--space-6) 0;
}

.section-label {
  display: block;
  font-family: var(--font-display);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 0.75rem;
}

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.4rem);
  max-width: 18ch;
}

.section-lead {
  color: var(--muted);
  max-width: 42rem;
  font-size: 1.125rem;
}

/* Nav */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  height: var(--nav-h);
  display: flex;
  align-items: center;
  background: rgba(255, 255, 255, 0.88);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s var(--ease), box-shadow 0.3s var(--ease);
}

.site-header.is-scrolled {
  border-bottom-color: var(--line);
  box-shadow: 0 8px 30px rgba(6, 30, 61, 0.06);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  min-width: 0;
}

.brand img {
  width: 3.5rem;
  height: 3.5rem;
  flex-shrink: 0;
}

.brand-text {
  font-family: var(--font-display);
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
  letter-spacing: -0.01em;
}

.brand-line {
  display: block;
}

.brand-tag {
  display: block;
  color: var(--red);
  font-weight: 600;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-top: 0.2rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.15rem 1.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  font-family: var(--font-display);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy-soft);
  transition: color 0.2s;
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: var(--red);
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.55rem 1.1rem;
  background: var(--red);
  color: var(--white) !important;
  border-radius: var(--radius);
  transition: background 0.2s, transform 0.2s;
}

.nav-cta:hover,
.nav-cta:focus-visible {
  background: var(--red-deep);
  color: var(--white) !important;
}

.nav-toggle {
  display: none;
  width: 2.75rem;
  height: 2.75rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  cursor: pointer;
  padding: 0;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
}

.nav-toggle span {
  display: block;
  width: 1.15rem;
  height: 2px;
  background: var(--navy);
  transition: transform 0.25s var(--ease), opacity 0.2s;
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.9rem 1.4rem;
  border-radius: var(--radius);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background 0.2s, color 0.2s, border-color 0.2s, transform 0.2s;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--red);
  color: var(--white);
}

.btn-primary:hover,
.btn-primary:focus-visible {
  background: var(--red-deep);
}

.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.45);
}

.btn-ghost:hover,
.btn-ghost:focus-visible {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--white);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn-outline:hover,
.btn-outline:focus-visible {
  background: var(--navy);
  color: var(--white);
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

/* Hero */
.hero {
  position: relative;
  min-height: calc(100svh - var(--nav-h));
  display: flex;
  align-items: center;
  overflow: hidden;
  color: var(--white);
  background: var(--navy-deep);
  padding: var(--space-5) 0;
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-slides {
  position: absolute;
  inset: 0;
}

.hero-slides img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
  opacity: 0;
  transform: scale(1.04);
  transition: opacity 1.1s var(--ease), transform 7s ease-out;
}

.hero-slides img.is-active {
  opacity: 1;
  transform: scale(1.1);
  z-index: 1;
}

.hero-dots {
  position: absolute;
  z-index: 3;
  left: 50%;
  bottom: 1.35rem;
  transform: translateX(-50%);
  display: flex;
  gap: 0.45rem;
  pointer-events: auto;
  padding: 0.4rem 0.65rem;
  border-radius: 999px;
  background: rgba(6, 30, 61, 0.35);
  backdrop-filter: blur(4px);
}

.hero-dots button {
  width: 0.55rem;
  height: 0.55rem;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.45);
  cursor: pointer;
  transition: background 0.25s, transform 0.25s;
}

.hero-dots button.is-active,
.hero-dots button:hover {
  background: var(--white);
  transform: scale(1.2);
}

.hero-media::after {
  content: none;
}

.hero-content {
  position: relative;
  z-index: 4;
  width: min(100% - 2rem, var(--max));
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.15rem;
}

.hero-content.is-switching .hero-inner,
.hero-content.is-switching .hero-cta {
  animation: heroCopyIn 0.55s var(--ease) forwards;
}

@keyframes heroCopyIn {
  from {
    opacity: 0;
    transform: translateY(0.55rem);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.hero-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  max-width: max-content;
  padding: 0.95rem 1.6rem 1rem;
  border-radius: 1rem;
  background:
    linear-gradient(
      135deg,
      rgba(6, 30, 61, 0.82) 0%,
      rgba(10, 46, 92, 0.72) 100%
    );
  box-shadow: 0 18px 50px rgba(6, 30, 61, 0.28);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.hero-headline {
  font-size: clamp(2rem, 5.2vw, 3.75rem);
  color: var(--white);
  margin-bottom: 0.4rem;
  white-space: nowrap;
  opacity: 1;
}

.hero-headline span {
  color: #ff6b70;
}

.hero-support {
  font-size: clamp(0.92rem, 1.6vw, 1.1rem);
  color: rgba(255, 255, 255, 0.92);
  margin: 0;
  line-height: 1.35;
  white-space: nowrap;
  opacity: 1;
}

.hero-cta {
  justify-content: center;
  opacity: 1;
}

.hero-content.is-enter .hero-inner,
.hero-content.is-enter .hero-cta {
  opacity: 0;
  animation: fadeUp 0.9s var(--ease) forwards;
}

.hero-content.is-enter .hero-cta {
  animation-delay: 0.15s;
}

.hero-cta .btn-primary {
  box-shadow: 0 10px 28px rgba(6, 30, 61, 0.35);
}

@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(1.1rem);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}


/* Reveal */
.reveal {
  opacity: 0;
  transform: translateY(1.25rem);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* About */
.about-grid {
  display: grid;
  gap: var(--space-4);
  grid-template-columns: 1.2fr 0.8fr;
  align-items: start;
  margin-top: var(--space-4);
}

.about-copy p:last-child {
  margin-bottom: 0;
}

.about-meta {
  display: grid;
  gap: 1.25rem;
  padding: 1.75rem 0 0;
  border-top: 2px solid var(--navy);
}

.meta-item strong {
  display: block;
  font-family: var(--font-display);
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 0.35rem;
}

.meta-item p {
  margin: 0;
  color: var(--navy);
  font-weight: 600;
  font-family: var(--font-display);
  font-size: 1.05rem;
  line-height: 1.4;
}

/* Products */
.products {
  background:
    radial-gradient(ellipse 60% 40% at 0% 0%, rgba(227, 28, 35, 0.1), transparent 55%),
    radial-gradient(ellipse 50% 45% at 100% 10%, rgba(61, 122, 214, 0.14), transparent 50%),
    radial-gradient(ellipse 40% 35% at 50% 100%, rgba(255, 209, 102, 0.18), transparent 55%),
    linear-gradient(180deg, #f3f7fd 0%, #eef6f3 50%, #f7f4ee 100%);
  overflow: hidden;
}

.products-intro {
  max-width: 38rem;
}

.products .section-title {
  max-width: 16ch;
}

.product-grid {
  list-style: none;
  margin: var(--space-5) 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.product-tile {
  position: relative;
  padding: 1.6rem 1.4rem 1.5rem;
  border-radius: 1.1rem;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(255, 255, 255, 0.9);
  box-shadow: 0 10px 28px rgba(10, 46, 92, 0.06);
  overflow: hidden;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}

.product-tile::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 5px;
  border-radius: 1.1rem 0 0 1.1rem;
}

.product-tile:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 40px rgba(10, 46, 92, 0.12);
}

.product-tile--savings {
  background: linear-gradient(160deg, #fff 0%, #ffe9eb 100%);
}
.product-tile--savings::before {
  background: #e31c23;
}

.product-tile--youth {
  background: linear-gradient(160deg, #fff 0%, #e4f0ff 100%);
}
.product-tile--youth::before {
  background: #3d7ad6;
}

.product-tile--future {
  background: linear-gradient(160deg, #fff 0%, #fff4d6 100%);
}
.product-tile--future::before {
  background: #f0b429;
}

.product-tile--shares {
  background: linear-gradient(160deg, #fff 0%, #ffe8d8 100%);
}
.product-tile--shares::before {
  background: #e85d04;
}

.product-tile--deposit {
  background: linear-gradient(160deg, #fff 0%, #dff5ec 100%);
}
.product-tile--deposit::before {
  background: #1b9e5a;
}

.product-tile--education {
  background: linear-gradient(160deg, #fff 0%, #dff7fb 100%);
}
.product-tile--education::before {
  background: #1fa8c0;
}

.product-icon-wrap {
  width: 4.5rem;
  height: 4.5rem;
  margin-bottom: 1.1rem;
  transition: transform 0.35s var(--ease);
}

.product-tile:hover .product-icon-wrap {
  transform: scale(1.08) rotate(-3deg);
}

.product-icon {
  width: 100%;
  height: 100%;
  display: block;
}

.product-tile h3 {
  font-size: 1.2rem;
  margin-bottom: 0.45rem;
}

.product-tile p {
  margin: 0;
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.55;
}

/* Loans */
.loans {
  background:
    radial-gradient(ellipse 55% 40% at 100% 0%, rgba(227, 28, 35, 0.09), transparent 55%),
    radial-gradient(ellipse 45% 40% at 0% 80%, rgba(61, 122, 214, 0.12), transparent 50%),
    linear-gradient(180deg, #fafbfd 0%, #f0f5fb 100%);
}

.loans-intro {
  max-width: 40rem;
}

.loans .section-title {
  max-width: 14ch;
}

.loans .section-lead strong {
  color: var(--red);
  font-weight: 700;
}

.loan-grid {
  list-style: none;
  margin: var(--space-5) 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.loan-tile {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1.15rem;
  align-items: start;
  padding: 1.5rem 1.4rem;
  border-radius: 1.1rem;
  border: 1px solid rgba(255, 255, 255, 0.95);
  box-shadow: 0 10px 28px rgba(10, 46, 92, 0.06);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
  position: relative;
  overflow: hidden;
}

.loan-tile::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 5.5rem;
  height: 5.5rem;
  border-radius: 0 1.1rem 0 100%;
  opacity: 0.35;
  pointer-events: none;
}

.loan-tile:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 40px rgba(10, 46, 92, 0.12);
}

.loan-tile:hover .loan-icon-wrap {
  transform: scale(1.08) rotate(2deg);
}

.loan-tile--business {
  background: linear-gradient(145deg, #fff 0%, #ffe9eb 100%);
}
.loan-tile--business::after {
  background: #e31c23;
}

.loan-tile--salary {
  background: linear-gradient(145deg, #fff 0%, #e4f0ff 100%);
}
.loan-tile--salary::after {
  background: #3d7ad6;
}

.loan-tile--provident {
  background: linear-gradient(145deg, #fff 0%, #dff5ec 100%);
}
.loan-tile--provident::after {
  background: #1b9e5a;
}

.loan-tile--emergency {
  background: linear-gradient(145deg, #fff 0%, #fff4d6 100%);
}
.loan-tile--emergency::after {
  background: #f0b429;
}

.loan-icon-wrap {
  width: 4.5rem;
  height: 4.5rem;
  flex-shrink: 0;
  transition: transform 0.35s var(--ease);
  position: relative;
  z-index: 1;
}

.loan-icon {
  width: 100%;
  height: 100%;
  display: block;
}

.loan-body {
  position: relative;
  z-index: 1;
  min-width: 0;
}

.loan-tag {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.4rem;
  padding: 0.25rem 0.55rem;
  border-radius: 999px;
  background: rgba(10, 46, 92, 0.08);
  color: var(--navy);
}

.loan-tile--business .loan-tag {
  background: rgba(227, 28, 35, 0.12);
  color: var(--red-deep);
}

.loan-tile--salary .loan-tag {
  background: rgba(61, 122, 214, 0.15);
  color: #1d4f9c;
}

.loan-tile--provident .loan-tag {
  background: rgba(27, 158, 90, 0.14);
  color: #146b3d;
}

.loan-tile--emergency .loan-tag {
  background: rgba(240, 180, 41, 0.22);
  color: #8a5a00;
}

.loan-tile h3 {
  font-size: 1.25rem;
  margin-bottom: 0.4rem;
}

.loan-tile p {
  margin: 0;
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.55;
}

.loans-cta {
  margin-top: var(--space-4);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem 1.5rem;
}

.loans-cta p {
  margin: 0;
  color: var(--muted);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
}

.loans-cta a:not(.btn) {
  color: var(--navy);
  border-bottom: 2px solid transparent;
  transition: color 0.2s, border-color 0.2s;
}

.loans-cta a:not(.btn):hover {
  color: var(--red);
  border-bottom-color: var(--red);
}

/* Why */
.why {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.9);
}

.why .section-label {
  color: #ff8a8e;
}

.why .section-title,
.why h3 {
  color: var(--white);
}

.why .section-lead {
  color: rgba(255, 255, 255, 0.75);
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
  margin-top: var(--space-4);
}

.checks,
.values {
  list-style: none;
  margin: 0;
  padding: 0;
}

.checks li,
.values li {
  position: relative;
  padding: 0.65rem 0 0.65rem 1.75rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  font-family: var(--font-display);
  font-weight: 600;
}

.checks li::before,
.values li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 1.05rem;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 50%;
  background: var(--red);
}

.why h3 {
  font-size: 1.1rem;
  margin-bottom: 1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-weight: 600;
  opacity: 0.85;
}

.why-tagline {
  margin-top: var(--space-5);
  font-family: var(--font-display);
  font-size: clamp(1.3rem, 2.5vw, 1.75rem);
  font-weight: 700;
  color: var(--white);
  max-width: 28ch;
  line-height: 1.3;
}

.why-tagline span {
  color: #ff8a8e;
}

/* Inquiry */
.inquiry-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: var(--space-5);
  align-items: start;
  margin-top: var(--space-4);
}

.inquiry-aside p {
  color: var(--muted);
}

.contact-quick {
  list-style: none;
  margin: 1.5rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.85rem;
}

.contact-quick a {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--navy);
  border-bottom: 2px solid transparent;
  width: fit-content;
  transition: color 0.2s, border-color 0.2s;
}

.contact-quick a:hover {
  color: var(--red);
  border-bottom-color: var(--red);
}

.form-panel {
  background: var(--white);
  padding: clamp(1.25rem, 3vw, 2rem);
  box-shadow: var(--shadow-soft);
  border-top: 4px solid var(--red);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem 1.1rem;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.field-full {
  grid-column: 1 / -1;
}

.field label {
  font-family: var(--font-display);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 0.75rem 0.85rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fbfcfe;
  color: var(--ink);
  transition: border-color 0.2s, box-shadow 0.2s;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(10, 46, 92, 0.12);
}

.field textarea {
  min-height: 7rem;
  resize: vertical;
}

.form-actions {
  margin-top: 1.25rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
}

.form-status {
  margin-top: 1rem;
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  display: none;
}

.form-status.is-success {
  display: block;
  background: #e8f6ee;
  color: #1b6b3a;
}

.form-status.is-error {
  display: block;
  background: #fdecec;
  color: #9b1c1c;
}

.form-hint {
  margin: 0.75rem 0 0;
  font-size: 0.9rem;
  color: var(--muted);
}

/* Footer / contact */
.site-footer {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.85);
  padding: var(--space-6) 0 var(--space-4);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: var(--space-4);
}

.footer-brand {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.footer-brand img {
  width: 4rem;
  height: 4rem;
  flex-shrink: 0;
}

.footer-brand h2 {
  color: var(--white);
  font-size: 1.15rem;
  margin-bottom: 0.35rem;
}

.footer-brand p {
  margin: 0;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
}

.footer-col h3 {
  color: var(--white);
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.footer-col p,
.footer-col a {
  margin: 0 0 0.5rem;
  color: rgba(255, 255, 255, 0.78);
}

.footer-col a:hover {
  color: #ff8a8e;
}

.footer-bottom {
  margin-top: var(--space-5);
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.55);
}

.footer-bottom strong {
  color: #ff8a8e;
  font-family: var(--font-display);
}

/* Responsive */
@media (max-width: 900px) {
  .about-grid,
  .why-grid,
  .inquiry-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .product-grid {
    grid-template-columns: 1fr 1fr;
  }

  .hero-content {
    width: min(100% - 1.5rem, var(--max));
  }

  .hero-inner {
    max-width: min(100%, max-content);
    padding: 0.85rem 1.15rem 0.9rem;
  }

  .hero-headline {
    font-size: clamp(1.45rem, 6.5vw, 2.2rem);
  }

  .hero-support {
    font-size: clamp(0.78rem, 2.8vw, 0.95rem);
  }
}

@media (max-width: 760px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav-links {
    position: fixed;
    inset: var(--nav-h) 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.75rem 1rem 1.25rem;
    background: rgba(255, 255, 255, 0.97);
    border-bottom: 1px solid var(--line);
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.3s var(--ease), opacity 0.3s var(--ease);
  }

  .nav-links.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }

  .nav-links a {
    padding: 0.85rem 0.25rem;
    border-bottom: 1px solid var(--line);
  }

  .nav-cta {
    margin-top: 0.5rem;
    justify-content: center;
  }

  .product-grid,
  .form-grid,
  .loan-grid {
    grid-template-columns: 1fr;
  }

  .loan-tile {
    grid-template-columns: auto 1fr;
  }

  .section {
    padding: var(--space-5) 0;
  }

  .brand-text {
    display: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .hero-slides img,
  .hero-headline,
  .hero-support,
  .hero-cta,
  .hero-content.is-enter .hero-inner,
  .hero-content.is-enter .hero-cta,
  .hero-content.is-switching .hero-inner,
  .hero-content.is-switching .hero-cta,
  .reveal {
    animation: none !important;
    transition: none !important;
    opacity: 1 !important;
    transform: none !important;
  }

  .hero-slides img:not(.is-active) {
    opacity: 0 !important;
  }
}